Common Credit score (UC) is a advantages system which is changing six legacy advantages, and the cost is meant to assist folks struggling to cowl dwelling prices – comparable to in the event that they’re on a low earnings or they’re out of labor. With the coronavirus (COVID-19) pandemic has had an enormous monetary affect on the UK, a whole bunch of hundreds of individuals have utilized for Common Credit score throughout the previous few weeks.
“They’re completely beneath enormous stress. After which, they are going to name you again.”
Mr Lewis defined that this meant that candidates would not have to name the Division for Work and Pensions (DWP) as they’d as a substitute contact the claimant throughout this time.
“You possibly can ask for an advance at that time,” he mentioned.
“I discussed it earlier however Common Credit score actually is one thing that anyone, in case you’re unemployed, self employed, or employed, and also you’re taking a look at decreased earnings that you’ll battle from, nicely in that case, you possibly can go and declare Common Credit score.”
Mr Lewis then turned to Lee Healey, a profit knowledgeable from IncomeMax, who commented on the profit cost by way of video hyperlink.
Requesting Mr Healey’s view on the adjustments to the UC system, Mr Lewis mentioned: “The adjustments are fairly radical aren’t they?”
Agreeing with the monetary journalist, Mr Healey replied: “They’re – there’s heaps happening. The federal government are doing heaps and much to attempt to assist households.
“The system is creaking somewhat bit however the DWP are doing every thing they will, such as you say, they’re making outbound calls to attempt to guarantee that they get these claims by way of.
“So it is actually necessary. In case you’re caught and it is a fallback place, you’ll want to declare Univeral Credit score.”
Mr Lewis then referred to the five-week ready time for brand spanking new claimants to get their first cost, earlier than explaining that it’s potential to request an advance cost.
Mr Healey defined that supplied an individual may get their declare by way of, then they may get the advance “very in a short time”.
Nevertheless there is a vital facet to pay attention to relating to the advance – and that is that it have to be repaid – beginning out of the primary cost.
Presently, this have to be paid again inside 12 months.
“So, you simply have to issue that in in your budgeting, shifting ahead,” he added.
The Martin Lewis Cash Present – A Coronavirus Particular is on the market to look at on the ITV Hub.