Versatile PointsWe additionally seemed for bank cards that allow you to redeem rewards in additional methods than one, or on the very least, may very well be redeemed for assertion credit to cowl purchases. Bear in mind there are a number of wonderful airline and resort bank cards out there too, which you need to think about when you want to earn factors in a particular loyalty program.Cheap Spending RequirementsWhile sign-up bonuses had been the principle issue we thought-about, we additionally made positive playing cards on this checklist got here with an inexpensive minimal spending requirement. For playing cards with increased necessities, we made positive that the bonus earned can be nicely price it.Comprehensible Annual FeesFinally, we took a detailed take a look at annual charges and what cardholders might count on in return by way of advantages and perks. A lot of the bank cards that supply one of the best bonus offers cost an annual charge, so we didn’t rely them out. As a substitute, we made positive the annual charges made sense by way of the worth you may obtain in return.Callout: One issue we didn’t think about on this rating is every bank card’s annual share charge, or APR. Since rewards bank cards that supply bonus offers cost excessive rates of interest, you shouldn’t pursue rewards or bonus offers when you plan to hold a stability. The bank card offers defined on this web page solely make sense to pursue in case you have a plan to pay your bank card invoice in full every month.